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Postgraduate Laws programme:
Master of Laws (LLM), Postgraduate Diploma and Postgraduate Certificate

Course outline


Marine insurance law
Section A: The contract of marine insurance
· The nature of a marine insurance contract
· The Marine Insurance Act 1906
· The requirement of insurable interest
· Wagering and gaming contracts
· The formation of a marine insurance contract
· The construction of a marine insurance contract
· The policy
· Types of marine insurance policies (time/voyage policies; floating policies/open covers; valued/unvalued policies; composite/joint policies)
· The assignment of rights under a marine insurance policy
Section B: The doctrine of Uberrimae Fidei and insurance contracts
· Nature of the duty of utmost good faith
· The assured's pre-contractual duty of good faith: misrepresentation and non-disclosure
· The assured's post-contractual duty of good faith and the duty in respect of claims
· The insurer's duty
· Remedies
· The role of the broker
Section C: The terms of the contract; risks; and causation
· Terms:
- Premium
- The assured and the subject matter of the insurance
- The attachment, duration, alteration and termination of the insured risk (including change of voyage, deviation and delay)
- Warranties (express and implied)
- Conditions and other terms
- The Institute Clauses
· Risks:
- Marine risks
- War risks
- Excepted risks
· Causation
· Burden of proof
· The sue and labour clause (mitigation of loss)
Section D: Indemnity, subrogation and contribution
· The principle of indemnity
· The measure of indemnity:
- Partial loss
- Actual total loss
- Constructive total loss
· Insurers’ right of subrogation upon payment
· Contribution between multiple underwriters
· Third parties’ rights against insurers
Sequence:
The sections must be attempted in order.
Textbooks:
Susan Hodges, Law of Marine Insurance (London: Cavendish Publishing, 1996),
ISBN: 9781859412275
Susan Hodges and Roy Carlile, Cases and Materials on Marine Insurance Law (London: Cavendish Publishing, 1999), ISBN: 9781859414385